Remember, unlike most credit cards, the 0% APR for the first 12 months is only on Balance Transfers. If you make purchases with the card, there is interest on purchases.
Sallie Mae. Bottom line, you need $12,500 of spend to get 25,000 points which will convert to $250 dollar in the form of credit statement, rewards check, or gift cards.
Point Value to Cash Rewards Value
2,500 = $16.25 ($0.65 per point)
5,000 = $32.50
7,500 = $48.75
10,000 = $85.00 ($0.85 per point)
15,000 = $127.50
20,000 = $170.00
25,000 = $250.00 ($1.00 per point)
35,000 = $350
50,000 = $500
Although there are many ways to redeem the credit, those that want to redeem for cash, can find screenshots of the Rewards screen here: